Payment Gateways

Payment gateways process online card payments and alternative payment methods, handling authorization, settlement, and fraud screening. European gateways natively support SEPA, iDEAL, Bancontact, and other regional methods that US processors historically deprioritize. Key differentiators are supported payment methods, PSD2/SCA compliance depth, settlement speed, and developer API quality.

12 European providers

🇳🇱 Adyen Amsterdam Pay-per-transaction GDPR PCI-DSS Global Reach
🇳🇱 Buckaroo Utrecht Custom pricing GDPR PCI DSS E-Commerce
🇸🇪 Klarna Stockholm Pay-per-transaction GDPR PCI DSS BNPL Consumer Finance
🇳🇱 Mollie Amsterdam Pay-per-transaction GDPR PCI-DSS Developer Friendly
🇳🇱 MultiSafepay Amsterdam €0.30 + 1.2%/txn GDPR PCI DSS Multi-Currency Developer Friendly
🇮🇹 Nexi Milan Custom pricing GDPR PCI DSS ISO 27001 Enterprise
🇳🇱 PayU Hoofddorp 1.5% + €0.25/txn GDPR PCI DSS ISO 27001 Emerging Markets
🇧🇪 Payconiq Brussels Custom pricing GDPR PCI DSS Mobile Payments Benelux
🇵🇱 Przelewy24 Poznań 1.2%/txn GDPR PCI DSS Polish Market Local Payments
🇮🇪 Stripe Dublin 1.5% + €0.25/txn GDPR PCI-DSS Developer-First
🇸🇪 Trustly Stockholm Pay-per-transaction GDPR PCI DSS Open Banking Bank Payments
🇫🇷 Worldline Bezons Custom pricing GDPR PCI DSS ISO 27001 Enterprise Omnichannel
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