Banking APIs
Banking APIs provide programmatic access to account data, payment initiation, and financial services through PSD2 open banking interfaces. European providers are well-positioned in this category, as PSD2 mandates that banks expose APIs to licensed third parties. Differentiators include bank coverage across European markets, data normalization quality, and support for both AISP and PISP roles.
🇬🇧
Banked
London
0.1%/txn
Free
GDPR
Open Banking
Account-to-Account
🇬🇧
Bud Financial
London
Custom pricing
GDPR
FCA Regulated
Open Banking
Transaction Intelligence
🇫🇮
Enable Banking
Helsinki
From €0.05/call
Free
GDPR
Open Banking
Nordic Focus
PSD2
🇫🇷
Fintecture
Paris
0.4%/txn
Free
GDPR
Open Banking
PSD2
French Market
🇬🇧
GoCardless
London
1% + £0.20/txn
GDPR
Direct Debit
Open Banking
🇵🇱
Kontomatik
Warsaw
Custom pricing
Free
GDPR
Banking Data
Screen Scraping
PSD2
🇳🇱
Plaid (EU)
Amsterdam
See website
Free
GDPR
PSD2
Account Aggregation
🇸🇪
Tink
Stockholm
See website
Free
GDPR
PSD2
Open Banking
🇬🇧
Token.io
London
Custom pricing
Free
GDPR
FCA Regulated
Open Banking
Enterprise
🇬🇧
TrueLayer
London
Pay-per-call
Free
GDPR
FCA Regulated
Open Banking
PSD2
Developer Friendly
🇬🇧
Yapily
London
Pay-per-call
Free
GDPR
FCA Regulated
Open Banking
PSD2